The Ikoku Services is committed to developing, maintaining and providing a clear, dependable and secure environment and experience for any and all financial transactions, including but not limited to those entailing disbursement, donations, fees, funding, lending, marketing, payments and sales.

Therefore, persons engaged in any activity involving, referring to, relating to, or otherwise pertaining to The Ikoku Services are expected to uphold the following:

— that The Ikoku Services require and ensure that each and every person engaged in or seeking to engage in any and all financial transactions or equivalent activities be explicitly authorized to engage in such financial transaction or equivalent activity by express written instrument signed and sealed of Alvan Azinna Chibuzo Ikoku, the sole Founder and Owner.

— that The Ikoku Services require and ensure that each and every financial transaction or equivalent activity be reasonably transparent, voluntary and engaged in via informed consent.

— that The Ikoku Services require and ensure that each and every financial transaction or equivalent activity have a written contract or equivalent instrument signed by the parties involved, that such written instrument clearly convey the conditions and terms of the financial transaction or equivalent activity in a language understood by each signatory, and that the described financial transaction or equivalent activity commence only after said written instrument is signed and consented to by each said signatory.

— that The Ikoku Services require and ensure that each and every financial transaction or equivalent activity is respectful of the rights of all signatories to its written contract or equivalent instrument.

— that The Ikoku Services require and ensure that each and every financial transaction or equivalent activity is protective and secure with respect to the rights of all signatories to its written contract or equivalent instrument, and fulfills this obligation in part by following the Policy on Data and Information.

— that The Ikoku Services require and ensure that each and every financial transaction or equivalent activity that uses a name or mark of The Ikoku Services do so only after obtaining specific authorization by express written instrument signed and sealed of Alvan Azinna Chibuzo Ikoku, the sole Founder and Owner.

— that The Ikoku Services require and ensure that each and every financial transaction or equivalent activity thusly authorized to use a name or mark of The Ikoku Services strictly adhere to the terms of the authorization and to the Policy on Intellectual Property.

— that The Ikoku Services require and ensure that any and all such financial transactions or equivalent activities and their arrangements and usages be reviewed and approved by express written instrument signed and sealed of Alvan Azinna Chibuzo Ikoku, the sole Founder and Owner.

— that The Ikoku Services ensure following any and all of the above principles further remains in accordance with the Codes and Policies and especially the Founding and Governing Code of Ethics.

— that The Ikoku Services ensure following any and all of the above principles further remains in accordance with the founding mission and purposes of The Ikoku Services and The Ikoku Group, without incompatibility, as described and delineated in the Codes and Policies and the Founder’s Agreement.

The Ikoku Services strongly recommends you develop and maintain your knowledge of all the Codes and Policies, and so asks that you read, understand, and regularly visit this section and other communications regarding the Policy on Financial Transactions, as well as the Codes and Policies. The Ikoku Services takes your continued access, activity, communication, engagement, operation, participation, and other use or visiting of the Products and Services, as active indication of your knowledge, understanding, and legally binding acceptance of and agreement to this Policy as well as the Codes and Policies.

And you further legally accept and agree that no application, interpretation, judgment, or other compliance, proceeding, or reading from, of, with, or otherwise relating to the Founding Ethics, the Codes and Policies, or any equivalent code, policy, or other document or material shall, in any way, entail any abrogation, diminishment, interference, or violation pertaining to any of the terms, conditions, principles, requirements, rights — including the attendant properties and protections — of company and organizational integrity.

Please contact policies@ikokuservices.com with any feedback, issues, or questions — to be addressed to and by the President, CEO and Chair, Alvan Azinna Chibuzo Ikoku.

If you detect, notice, become aware of, or are informed of a possible breach or violation of this Policy or any of the Codes and Policies, please contact policies@ikokuservices.com with any details you have — to be addressed to and by the President, CEO and Chair, Alvan Azinna Chibuzo Ikoku.

As with all official documents, materials, policies, and statements of The Ikoku Group, definitions for terms used here can be found in the main Codes and Policies section.